Simplified vintage tractor insurance

Whether passed down through the generations as an heirloom, occasionally used for competitive ploughing, or shown off at vintage vehicle rallies, vintage tractors can hold a lot of importance to you and the wider farming community.

Some older tractors may be stored securely when not in use; others may be parked in a yard. However, a vintage tractor can be a valuable asset. As a result, farmers may need vintage tractor insurance for peace of mind. 

We can provide the right level of insurance when it’s needed, including unsociable hours and weekends.

Why MSIG Europe is the right choice for vintage tractor insurance

Our exceptional industry knowledge and intuitive technologies are combined to provide access to some of the most competitive products on the market.

We work hard to ensure what we offer meets the unique challenges and needs of the sector:

• An experienced team of underwriters, focused on the inherent risks experienced within the agricultural industry.
• A dedicated claims team, and engineers ready to provide you with support and advice at short notice.

Vintage tractor insurance Q&A

Our products have been developed over several years to suit the evolving needs of owners and their vehicles. We offer a broad range of cover.

What is a vintage tractor?

A tractor is normally classified as ‘vintage’ if it is 25 years or older.

What types of uses does vintage tractor insurance cover?

It covers use of vintage tractors for shows, rallies, and road runs. Occasional agricultural use can be included.

Who will be covered?

We prefer to issue policies on an ‘any driver’ basis. This can include young and inexperienced drivers for most vehicles.

What makes of tractor are covered?

We cover all makes of vintage and classic tractors, including:

• John Deere
• Massey Ferguson
• Ferguson (pre-merger)
• New Holland

We can also cover more than one vehicle.

What does vintage tractor insurance include?

Policy terms can vary, according to the unique circumstances of the insured. However, some of the typical benefits include:

• attached and detached trailer/implement cover
• unspecified trailers/implements insured to the same level of cover as the towing vehicle, up to a specified maximum  
• emergency accommodation and travel, following an accident.
• use of specialist agricultural engineers to ensure accurate inspection of equipment
• uninsured loss recovery and access to legal advice